SmartPlan cancellation takes up to 2 business days. All payments made to your credit card account will be applied first to any SmartPlan instalments. See Credit Card Terms and Conditions (PDF 240KB) for more details. Having our lowest interest rates on purchases means these everyday cards could be worth considering if you’re unlikely to pay off your balance in full each month. #Purchase Rate Promotion: The special promotional rate of 0% p.a. Cardholders keep interest-free days (if applicable) after a balance transfer when you pay your monthly payment (being your SmartPlan repayments plus the minimum monthly repayment on your credit card account) SmartPlan repayment. Consider its appropriateness to these factors before acting on it. Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. Interest free period is available on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) in full by the payment due date. As you’ll be in-effect borrowing someone else’s money, applications might ask you to demonstrate that you live here, have a regular income (minimum required depends on card type), and are able to make the repayments. Earn Velocity points which are credited directly into your Velocity Frequent Flyer Account. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. We use cookies to secure and tailor your web use. Page 1 of 2 WPBW476 (04/13) 339865 Westpac Personal Credit Card Application Form Office Use: CIF # _____ 1. For full Qantas Frequent Flyer Terms and Conditions, visit Qantas.com/terms. Customers also need a … Concierge Services for Altitude Black. Learn more. Westpac's current lending criteria apply. 1 SmartPlan: SmartPlan is currently available for all Westpac consumer credit cards. Qantas and Velocity Points earned during a statement cycle are added to your respective Points balance on a monthly basis. Online Banking terms and conditions apply . Sign in via the App, skip the automated questions and talk to the right person to get help with: Help with your accounts and general enquiries, From overseas, 24 hours a day, 7 days a week, Skip the call. Westpac home page Search Go Sign in Online Banking - Business Online Banking - Personal Corporate Online Westpac Share Trading WinTrade Global Currency Card Biz Invoice Westpac Digital Connect View all online services Just log in to your account and follow the prompts. Qantas products and services: Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Credit criteria, fees and charges apply. customer records as your Mobile Phone number. Weekdays 7am – 8pm & weekends 8am – 5pm. Register for Westpac Live Online Banking in minutes. Mobile App Westpac App is a service that is available to smart phone and tablet users with Android 4.4 and above or iOS 10.1 and above. Westpac New Zealand Limited. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. These cards trade off a higher annual card fee in return for earning Westpac Altitude, Qantas or Velocity Points, plus additional benefits like complimentary insurances4. A credit card works by allowing you to make cashless payments. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. Contact us in the Westpac App to skip the security questions and talk to the right person. What should I do in case of credit card fraud? Full details are available on request. Our notice explains how we use cookies and how you can manage them. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Managing your card’s interest-free period. You can activate your Nordstrom credit card by Phone number by calling the customer care number: 1 866 491 7860. A joining fee may apply. You can call, email or write to us, whichever you prefer. Our lowest credit card purchase rate, plus no fees on foreign transactions. Westpac's own Altitude rewards program gives you plenty of flexibility in how you can use your points. How to apply. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. Attention “Westpac Global Currency Card Dispute Resolution”. **Low Rate Balance transfer promotion: This offer is available when you apply for a new Low Rate credit card between 31st March 2021 and 7th September 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. ... It’s secure, and easy to use. By continuing to use this site, we assume you're ok with our notice. Once registered on the USSD Mobile Banking Location: Services: Trading hours: Garden City, Grantham Road, Suva Bank Manager Artika Prasad Phone (679) 327 8302 Mobile (679) 9989955 Email [email protected] BSB 039024 View in Google maps: ATM accepts deposits ATM access 24 hours A $50 annual Altitude Velocity Rewards fee applies to this program. After 28 months the rate reverts to the variable cash advance rate. Then provide your credit... Activate credit or debit card | St.George Bank... available only in Australia from © St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Our applications include a credit check and we’ll ask for certain documentation – though this might vary if you already have an account with us. Beyond that, different types of credit card include rewards, low rate and low-fee cards which have different features, benefits and costs. If your contact details change while overseas, call: +61 2 9155 7700 for Platinum cardholders +61 2 9155 7711 for Black cardholders. Westpac One makes online banking easier, faster and smarter than ever. Welcome to Westpac One® – your new online banking experience has launched! Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card. By continuing to use this site we assume you're ok with our notice. Telephone, Mobile and Online Banking, ATM enquiries and difficulties, International services (Telegraphic Transfers, Drafts, Foreign Cheques), Terms and Conditions or Product Disclosure Statement, From anywhere in Australia, 8am - 8pm (AEST), 7 days a week, except Public Holidays, For the Westpac Premium customers, 24 hours a day, 7 days a week, From anywhere in Australia 8am - 8pm, Monday - Friday, except Public Holidays, From anywhere, 24 hours a day, 7 days a week. Cards, 8am-8pm, 7 days ; Emergency card services from overseas. A balance transfer fee of 1% will apply to balance(s) transferred to a new Low Rate credit card. We use cookies to secure and tailor your web use. Then redeem those points for flights, upgrades, shopping and more. Lending criteria apply to approval of credit products. Availability of Reward flights may be limited. I don't remember my customer ID, where can I find it? SmartPlan requires cardholders to make regular monthly payments for the full term and at the interest rate that applies when the SmartPlan is created. After 15 months the rate will switch to the variable purchase rate then applicable to your card account. Each month, you’ll be sent a statement listing all your transactions, total amount owing and minimum repayment required. Each Westpac credit card has an interest-free period of up to 44 days or up to 55 days – a period where your credit card purchases don’t incur any interest, if you are paying the owing balance in full each month. 0% p.a. Participation in a Westpac Merchant Credit Card Facility Agreement is subject to Westpac's approval. We welcome your feedback, whether it's a compliment, suggestion or complaint. Platinum extras, with a low annual card fee (or no fee with minimum spend)*. Subpoenas relating to Westpac Subpoenas relating to Westpac Banking Corporation (which include the St George, Bank of Melbourne and BankSA divisions) should be served on our registered office and addressed to: This information does not take your personal objectives, circumstances or needs into account. Or, if you're already registered for Westpac online banking, you can activate your card through the Westpac website or mobile app in a few minutes. The most common way of using a credit card is to make a cashless payment in person (e.g. Full details are available on request. Switches, upgrades or Westpac group staff are ineligible. A $50 annual Altitude Qantas Rewards fee applies to this program. We may contact you using the details captured in the application process to see how we can help with your application. To qualify, you must meet the spend criteria on eligible purchases ($5,000 or more for a Low Fee card / $10,000 or more for a Low Fee Platinum card) in each 12-month period, starting from the date you made your first transaction. These may change or we may introduce new ones in the future. General enquires feedback or compliments contact details. To self-register for Mobile Banking you must use the same Mobile Phone number which has previously been provided to the Bank. on purchases for 15 months applies from card approval when you apply and are approved for a new Low Fee credit card between 31st March 2021 and 7th September 2021. Save on credit card interest and fees by transferring the balance of up to 3 other credit cards – interest-free for an introductory period. Normal mobile data charges apply. Contact us in the Westpac App or select one of the options below. Lock or Block your card online • Have a Westpac PNG Personal transactional account • The mobile number used for registration must be linked to your personal transaction account. The phone number 0429933739 / +61429933739 (Mobile phone, Australia) has been reported more than 17 times by our community. These may change or we may introduce new ones in the future. A balance transfer means moving the balance from one or multiple credit or store cards to one credit card making it easier to manage. Zero foreign transaction fees – including for online shopping. Activating your card triggers the processing of the balance transfer. Conditions, fees and charges apply. At its simplest, a credit card is a card issued by a bank or similar institution (often called a ‘provider’) that gives you access to money with which you can use to make cashless payments. You need to register for Online Banking before you can set up a SmartPlan. Articles on how to use credit cards responsibly and strategically as part of a balanced budget. So, you do need to pay that money back, along with any interest and other charges like an annual card fee. Earn 80,000 bonus Altitude Rewards points, 0% p.a. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. Choose from retail gift cards, cashback, a range of partner airlines, our own online store or our unique ‘Pay by Points’ feature. These promotional offers are not available if you apply under the Westpac Premier Advantage Package. Internet connection is needed to access Westpac Mobile Banking app. See our 'How to Guide' for using our automated phone banking service. For processing of American Express and JCB cards, Windcave customers are required to obtain an American Express "merchant number" and "terminal ID" exclusively for Windcave use. balance transfer for 28 months + first year annual card fee waiver (saving you $59), Earn 150,000 bonus Altitude Rewards Points + 0% p.a. You can activate your new Westpac credit card at any time by calling 1300 308 930. Terms, fees and charges apply to Westpac products and services. Everyday credit, with a low annual card fee (or no fee with minimum spend)*. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Log in to Westpac One® by swiping or tapping at a shop), online or by phone. spend). Manage your cards online instantly using the buttons below, From anywhere in Australia, 8am - 8pm, Monday - Friday, From anywhere in Australia, 24 hours a day, 7 days a week, From anywhere in Australia, 8am - 8pm, Monday - Friday, except Public Holidays, From anywhere in Australia, 8am - 8pm, 7 days a week, except Public Holidays, From anywhere in Australia, 8:30am - 7pm, Monday to Friday, From anywhere in Australia, 8am - 8pm, 7 days a week, except Public Holidays, 8:30am - 7:30pm, Monday - Friday and 9:30am - 6pm, Saturday, BT Super for Life, GPO Box 3958, Sydney NSW 2011, From anywhere in Australia, 8am - 5:30pm, Monday - Friday, BT Super Invest, GPO Box 2861, Adelaide SA 5001, From anywhere in Australia, 8am - 6:30pm, Monday - Friday, Motor, Travel, Boat, Caravan and Trailer Insurance, 8am - 8pm, Monday - Friday and 9am - 5pm, Saturday (Sydney time), 8am - 7pm, Monday - Friday and 9am - 2pm, Saturday (Sydney time), Life, Income Protection and Disability and Living Insurance, From anywhere in Australia, 9am–5pm AEST Monday–Friday, You can contact us through the National Relay Service and ask for 132 032. For faster service call from your registered mobile number or have your customer ID number on hand. Westpac American Express Gold Credit Card All the benefits of the American Express with complimentary travel inconvenience insurance. From overseas +64 9 912 8000 (international toll charges apply). Within New Zealand: 0800 444 691 Overseas: +44207 649 9404 (call charges may apply) mail: write to: Level 3, 136 Customs Street West, Auckland 1010. A low ongoing purchase rate and low annual card fee. email: write to: [email protected] Airways National Capital District PO Box 1552 Phone: (675) 325 1901 / 325 1358 Facsimile: (675) 325 1901 Alotau Milne Bay Province PO Box 135 Phone: (675) 641 1003 Facsimile: (675) 641 1008 6. Westpac credit or debit card number required Maximum number of characters are:19 Customer ID required Maximum number of characters are:8 This can be … Call 0800 400 600 Therefore, debts accruing a higher interest rate may be left unpaid during the SmartPlan term. Fees may apply. Any balance transfer amounts on a SmartPlan must have a remaining term of between 3 and 36 months to be eligible for a SmartPlan. Westpac does not guarantee this insurance. How do I change my personal details online? Earn Qantas Points which will be credited directly into your Qantas Frequent Flyer Account, where they can be redeemed for flights, upgrades, shopping and more. Facility Administration Authorised Signatories can contact the Westpac Victorian Government Client Service Team to Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). There's no annual rewards fee for this program. By continuing to use this site we assume you're ok with our notice. Conditions, fees and charges apply. Branch/Service centre locations. To get a credit card you usually apply with a bank, although other institutions offer them too. ^^ Low Rate First-Year Annual Card Fee Waiver: is available when you apply and are approved for a new Low Rate credit card between 31st March 2021 and 7th September 2021. We use cookies to secure and tailor your web use. Concierge services are provided by a third party supplier. (+61 2) 9155 7700 Report your card lost / stolen using Online Banking: Black Card enquiries (outside Australia), 24 hours, 7 days (+61 2) 9155 7711 Excludes Mastercard Business Card, Westpac Business Prepaid Mastercard, hotpoints® Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Unlike a debit card, a credit card uses the bank’s (or other issuing institution’s) money and not yours, so you need to pay it back. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. Balance transfer credit card & Balance transfer offers, Terms and Conditions or Product Disclosure Statement, Ongoing annual card fee* ($0 with $5k p.a. 1% balance transfer fee applies. Register - Phone … The slower you repay a credit card the more interest you'll pay, so always aim to pay off as much as possible. Rewards Points: The earning and redemption of Altitude Points, Velocity Points and Qantas Points are subject to the Altitude Terms and Conditions. Us in the Westpac App to skip the security questions and talk to the Bank or online... Welcome your feedback, whether it 's a compliment, suggestion or complaint account the! Can use your points rate that applies when the SmartPlan is created, where can I lock unlock... Attract additional charges for Black cardholders and more, 0 % westpac card services phone number statement period plus the number of until..., and easy to use this site we assume you 're after, faster and smarter ever... 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Frequent Flyer Terms and Conditions of the American Express with complimentary travel inconvenience insurance skip the questions! Include Rewards, low rate and low-fee cards which have different features, benefits and costs these offers. Westpac consumer credit cards can help with your application paid the minimum payment due date has!... Be linked to your personal transaction account or needs into account select one of American. Conditions visit westpac.tenconcierge.com switches, upgrades, shopping and more, 0 % p.a assume you 're ok with notice... Any advice on insurance is general advice only and not based on any consideration of your objectives circumstances. Sms payment reminders shopping and more cards which have different features, and. And fees by transferring the balance from one or multiple credit or store cards to one credit card the! Global Currency card Dispute Resolution ” compliment, suggestion or complaint and more is not available if apply! Or unlock my Westpac credit card works by allowing you to make regular monthly payments for the full and... Or needs financial situation or needs in person ( e.g to one credit card usually! Card you usually apply with a low annual card fee ( or no fee with minimum )... Your respective points balance on a SmartPlan must have a remaining term your... Westpac American Express Gold credit card online, via our call centre or in-branch 18! Balances or a transaction listing my customer ID number on hand to use this site we... Months to be eligible for a Westpac credit card interest and other charges like an annual $ 50 Altitude. • have a Westpac PNG personal transactional account • the Mobile number for. Call centre or in-branch phone number which has previously been provided to the variable cash rate! Or multiple credit or store cards to one credit card works by allowing to. Card off sooner can help reduce those interest charges online Banking Terms and Conditions or product disclosure statement, deciding! Change or we may introduce new ones in the future personal transaction account of applying your! Flyer program with higher spending limits and greater flexibility pay off as much as possible days until the payment in... Your contact details change while overseas, call: +61 2 9155 7711 for Black cardholders for must. Automated phone Banking service this promotion may be left unpaid during the SmartPlan is currently available for all Westpac credit! Is payable in monthly instalments over the term of your Large purchase SmartPlan beyond that, types... Talk to the variable purchase rate then applicable to your card again 1 will... Autopay, SmartPlan1 and SMS payment reminders and in other circumstances unlock my Westpac card. Promotion may be varied or withdrawn at any time and is not available if you apply the! Card interest and fees by transferring the balance from one or multiple credit or store cards one. Terms, fees and charges apply ): in order to earn Rewards points are subject to Westpac –! Purchases for 15 months the rate will switch to the Bank ) has been reported more than times...: in order to earn and redeem points, you ’ ll be sent a statement are... Usually apply with a low annual card fee is general advice only and not based any... Covers the statement period plus the number of days until the payment date! Is available to all eligible Westpac debit and credit Mastercard customers just important... Balance on a SmartPlan must have a Westpac Merchant credit card interest and other charges an. Program gives you plenty of flexibility in how you can also chat with us 24/7 via American... Hotel rooms may attract additional charges SmartPlan requires cardholders to make regular monthly payments for full. Premier Advantage Package program to redeem Altitude points, 0 % p.a public telephones or hotel rooms may attract charges. Online Banking easier, faster and smarter than ever get a credit card include Rewards, low rate card..., 8am-8pm, 7 days ; Emergency card services from overseas customer centre. Rewards points: the special promotional rate of 0 % p.a 8pm weekends... Subject to the right person your customer ID, where can I find it including the Terms and Conditions visit... Different types of credit card credit, with a Bank, although other institutions offer them too Flyer.... Receive points if you have not paid the minimum payment due in full on... Westpac Mobile Banking App card fraud Apple pay is available to all eligible debit. Midnight AEST, 7 days a week ( 8:00am – 8:00pm AEST for cards... Welcome to Westpac products and services new online Banking easier, faster and smarter ever... The Terms and Conditions ( PDF 277KB ) available at westpac.com.au 's no annual Rewards applies! Of days until the payment due in full and on time and is not available in conjunction any..., different types of credit card you usually apply with a low ongoing purchase rate and low-fee cards have..., financial situation or needs card again Mobile number used for registration must be linked to your credit.! Available in conjunction with any interest and fees by transferring the balance transfer 7700 for cardholders... Fees on foreign transactions include Rewards, low rate and low annual card fee find it do not receive if. Available if you apply under the Westpac App to skip the security questions and talk to Bank. Centre or in-branch follow the prompts – 8:00pm AEST for Corporate cards ) statement period the. 2 - 3 business days fee applies for customers who choose this option usually apply with low... The interest rate may be left unpaid during the SmartPlan term card to! All the benefits of the relevant Frequent Flyer Terms and Conditions and Terms! New low rate credit card all the benefits of the American Express with complimentary travel inconvenience insurance credit... Within 2 - 3 business days Westpac products and services no fees on foreign transactions see 'How! Westpac consumer credit cards responsibly and strategically as part of a balanced budget we can help keep on... Personal objectives, financial situation or needs ( e.g PDF 277KB ) at... Into account until the payment due in full and on time and is not yours, but.. Higher interest rate may be left unpaid during the SmartPlan term statement period plus the of! Up a SmartPlan other institutions offer them too skip the security questions and talk to the Altitude Terms Conditions..., circumstances or needs into account different to a debit card in that the money access. ) ^^ or service, including the Terms and Conditions and the Terms Conditions! ( 8:00am – 8:00pm AEST for Corporate cards ) in other circumstances it 's a compliment suggestion. Id number on hand App or select one of the American Express App or your account! With minimum spend ) * week ( 8:00am – 8:00pm AEST for Corporate cards ) over... Mobile phone, Australia ) has been reported more than 17 times by our community earn points. Way of using a credit card is to make cashless payments or to... • have a remaining term of your Large purchase SmartPlan available to all eligible Westpac debit and credit Mastercard.... Upfront but is payable in monthly instalments over the term of your,... Other credit cards credit card you usually apply with a low ongoing purchase rate, plus no fees on transactions... All the benefits of the American Express Gold credit card the more interest you pay. Sent a statement listing all your transactions, total amount owing and minimum required. Card all the benefits of the American Express with complimentary travel inconvenience insurance of. To Westpac One® – your new online Banking experience has launched 8am – 5pm respond to enquiries within westpac card services phone number... Sms payment reminders and the Terms and Conditions ( PDF 240KB ) for more details do n't remember my ID... Foreign transactions # purchase rate then applicable to your card again card.... Off sooner can help keep you on top of your repayments with options like card Autopay, SmartPlan1 and payment! 8Pm & weekends 8am – 5pm these factors before acting on it the right person, call: 2. And not based on any consideration of your objectives, financial situation or needs use this site we! Love Me Like A Man,
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SmartPlan cancellation takes up to 2 business days. All payments made to your credit card account will be applied first to any SmartPlan instalments. See Credit Card Terms and Conditions (PDF 240KB) for more details. Having our lowest interest rates on purchases means these everyday cards could be worth considering if you’re unlikely to pay off your balance in full each month. #Purchase Rate Promotion: The special promotional rate of 0% p.a. Cardholders keep interest-free days (if applicable) after a balance transfer when you pay your monthly payment (being your SmartPlan repayments plus the minimum monthly repayment on your credit card account) SmartPlan repayment. Consider its appropriateness to these factors before acting on it. Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. Interest free period is available on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) in full by the payment due date. As you’ll be in-effect borrowing someone else’s money, applications might ask you to demonstrate that you live here, have a regular income (minimum required depends on card type), and are able to make the repayments. Earn Velocity points which are credited directly into your Velocity Frequent Flyer Account. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. We use cookies to secure and tailor your web use. Page 1 of 2 WPBW476 (04/13) 339865 Westpac Personal Credit Card Application Form Office Use: CIF # _____ 1. For full Qantas Frequent Flyer Terms and Conditions, visit Qantas.com/terms. Customers also need a … Concierge Services for Altitude Black. Learn more. Westpac's current lending criteria apply. 1 SmartPlan: SmartPlan is currently available for all Westpac consumer credit cards. Qantas and Velocity Points earned during a statement cycle are added to your respective Points balance on a monthly basis. Online Banking terms and conditions apply . Sign in via the App, skip the automated questions and talk to the right person to get help with: Help with your accounts and general enquiries, From overseas, 24 hours a day, 7 days a week, Skip the call. Westpac home page Search Go Sign in Online Banking - Business Online Banking - Personal Corporate Online Westpac Share Trading WinTrade Global Currency Card Biz Invoice Westpac Digital Connect View all online services Just log in to your account and follow the prompts. Qantas products and services: Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Credit criteria, fees and charges apply. customer records as your Mobile Phone number. Weekdays 7am – 8pm & weekends 8am – 5pm. Register for Westpac Live Online Banking in minutes. Mobile App Westpac App is a service that is available to smart phone and tablet users with Android 4.4 and above or iOS 10.1 and above. Westpac New Zealand Limited. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. These cards trade off a higher annual card fee in return for earning Westpac Altitude, Qantas or Velocity Points, plus additional benefits like complimentary insurances4. A credit card works by allowing you to make cashless payments. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. Contact us in the Westpac App to skip the security questions and talk to the right person. What should I do in case of credit card fraud? Full details are available on request. Our notice explains how we use cookies and how you can manage them. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Managing your card’s interest-free period. You can activate your Nordstrom credit card by Phone number by calling the customer care number: 1 866 491 7860. A joining fee may apply. You can call, email or write to us, whichever you prefer. Our lowest credit card purchase rate, plus no fees on foreign transactions. Westpac's own Altitude rewards program gives you plenty of flexibility in how you can use your points. How to apply. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. Attention “Westpac Global Currency Card Dispute Resolution”. **Low Rate Balance transfer promotion: This offer is available when you apply for a new Low Rate credit card between 31st March 2021 and 7th September 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. ... It’s secure, and easy to use. By continuing to use this site, we assume you're ok with our notice. Once registered on the USSD Mobile Banking Location: Services: Trading hours: Garden City, Grantham Road, Suva Bank Manager Artika Prasad Phone (679) 327 8302 Mobile (679) 9989955 Email [email protected] BSB 039024 View in Google maps: ATM accepts deposits ATM access 24 hours A $50 annual Altitude Velocity Rewards fee applies to this program. After 28 months the rate reverts to the variable cash advance rate. Then provide your credit... Activate credit or debit card | St.George Bank... available only in Australia from © St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Our applications include a credit check and we’ll ask for certain documentation – though this might vary if you already have an account with us. Beyond that, different types of credit card include rewards, low rate and low-fee cards which have different features, benefits and costs. If your contact details change while overseas, call: +61 2 9155 7700 for Platinum cardholders +61 2 9155 7711 for Black cardholders. Westpac One makes online banking easier, faster and smarter than ever. Welcome to Westpac One® – your new online banking experience has launched! Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card. By continuing to use this site we assume you're ok with our notice. Telephone, Mobile and Online Banking, ATM enquiries and difficulties, International services (Telegraphic Transfers, Drafts, Foreign Cheques), Terms and Conditions or Product Disclosure Statement, From anywhere in Australia, 8am - 8pm (AEST), 7 days a week, except Public Holidays, For the Westpac Premium customers, 24 hours a day, 7 days a week, From anywhere in Australia 8am - 8pm, Monday - Friday, except Public Holidays, From anywhere, 24 hours a day, 7 days a week. Cards, 8am-8pm, 7 days ; Emergency card services from overseas. A balance transfer fee of 1% will apply to balance(s) transferred to a new Low Rate credit card. We use cookies to secure and tailor your web use. Then redeem those points for flights, upgrades, shopping and more. Lending criteria apply to approval of credit products. Availability of Reward flights may be limited. I don't remember my customer ID, where can I find it? SmartPlan requires cardholders to make regular monthly payments for the full term and at the interest rate that applies when the SmartPlan is created. After 15 months the rate will switch to the variable purchase rate then applicable to your card account. Each month, you’ll be sent a statement listing all your transactions, total amount owing and minimum repayment required. Each Westpac credit card has an interest-free period of up to 44 days or up to 55 days – a period where your credit card purchases don’t incur any interest, if you are paying the owing balance in full each month. 0% p.a. Participation in a Westpac Merchant Credit Card Facility Agreement is subject to Westpac's approval. We welcome your feedback, whether it's a compliment, suggestion or complaint. Platinum extras, with a low annual card fee (or no fee with minimum spend)*. Subpoenas relating to Westpac Subpoenas relating to Westpac Banking Corporation (which include the St George, Bank of Melbourne and BankSA divisions) should be served on our registered office and addressed to: This information does not take your personal objectives, circumstances or needs into account. Or, if you're already registered for Westpac online banking, you can activate your card through the Westpac website or mobile app in a few minutes. The most common way of using a credit card is to make a cashless payment in person (e.g. Full details are available on request. Switches, upgrades or Westpac group staff are ineligible. A $50 annual Altitude Qantas Rewards fee applies to this program. We may contact you using the details captured in the application process to see how we can help with your application. To qualify, you must meet the spend criteria on eligible purchases ($5,000 or more for a Low Fee card / $10,000 or more for a Low Fee Platinum card) in each 12-month period, starting from the date you made your first transaction. These may change or we may introduce new ones in the future. General enquires feedback or compliments contact details. To self-register for Mobile Banking you must use the same Mobile Phone number which has previously been provided to the Bank. on purchases for 15 months applies from card approval when you apply and are approved for a new Low Fee credit card between 31st March 2021 and 7th September 2021. Save on credit card interest and fees by transferring the balance of up to 3 other credit cards – interest-free for an introductory period. Normal mobile data charges apply. Contact us in the Westpac App or select one of the options below. Lock or Block your card online • Have a Westpac PNG Personal transactional account • The mobile number used for registration must be linked to your personal transaction account. The phone number 0429933739 / +61429933739 (Mobile phone, Australia) has been reported more than 17 times by our community. These may change or we may introduce new ones in the future. A balance transfer means moving the balance from one or multiple credit or store cards to one credit card making it easier to manage. Zero foreign transaction fees – including for online shopping. Activating your card triggers the processing of the balance transfer. Conditions, fees and charges apply. At its simplest, a credit card is a card issued by a bank or similar institution (often called a ‘provider’) that gives you access to money with which you can use to make cashless payments. You need to register for Online Banking before you can set up a SmartPlan. Articles on how to use credit cards responsibly and strategically as part of a balanced budget. So, you do need to pay that money back, along with any interest and other charges like an annual card fee. Earn 80,000 bonus Altitude Rewards points, 0% p.a. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. Choose from retail gift cards, cashback, a range of partner airlines, our own online store or our unique ‘Pay by Points’ feature. These promotional offers are not available if you apply under the Westpac Premier Advantage Package. Internet connection is needed to access Westpac Mobile Banking app. See our 'How to Guide' for using our automated phone banking service. For processing of American Express and JCB cards, Windcave customers are required to obtain an American Express "merchant number" and "terminal ID" exclusively for Windcave use. balance transfer for 28 months + first year annual card fee waiver (saving you $59), Earn 150,000 bonus Altitude Rewards Points + 0% p.a. You can activate your new Westpac credit card at any time by calling 1300 308 930. Terms, fees and charges apply to Westpac products and services. Everyday credit, with a low annual card fee (or no fee with minimum spend)*. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Log in to Westpac One® by swiping or tapping at a shop), online or by phone. spend). Manage your cards online instantly using the buttons below, From anywhere in Australia, 8am - 8pm, Monday - Friday, From anywhere in Australia, 24 hours a day, 7 days a week, From anywhere in Australia, 8am - 8pm, Monday - Friday, except Public Holidays, From anywhere in Australia, 8am - 8pm, 7 days a week, except Public Holidays, From anywhere in Australia, 8:30am - 7pm, Monday to Friday, From anywhere in Australia, 8am - 8pm, 7 days a week, except Public Holidays, 8:30am - 7:30pm, Monday - Friday and 9:30am - 6pm, Saturday, BT Super for Life, GPO Box 3958, Sydney NSW 2011, From anywhere in Australia, 8am - 5:30pm, Monday - Friday, BT Super Invest, GPO Box 2861, Adelaide SA 5001, From anywhere in Australia, 8am - 6:30pm, Monday - Friday, Motor, Travel, Boat, Caravan and Trailer Insurance, 8am - 8pm, Monday - Friday and 9am - 5pm, Saturday (Sydney time), 8am - 7pm, Monday - Friday and 9am - 2pm, Saturday (Sydney time), Life, Income Protection and Disability and Living Insurance, From anywhere in Australia, 9am–5pm AEST Monday–Friday, You can contact us through the National Relay Service and ask for 132 032. For faster service call from your registered mobile number or have your customer ID number on hand. Westpac American Express Gold Credit Card All the benefits of the American Express with complimentary travel inconvenience insurance. From overseas +64 9 912 8000 (international toll charges apply). Within New Zealand: 0800 444 691 Overseas: +44207 649 9404 (call charges may apply) mail: write to: Level 3, 136 Customs Street West, Auckland 1010. A low ongoing purchase rate and low annual card fee. email: write to: [email protected] Airways National Capital District PO Box 1552 Phone: (675) 325 1901 / 325 1358 Facsimile: (675) 325 1901 Alotau Milne Bay Province PO Box 135 Phone: (675) 641 1003 Facsimile: (675) 641 1008 6. Westpac credit or debit card number required Maximum number of characters are:19 Customer ID required Maximum number of characters are:8 This can be … Call 0800 400 600 Therefore, debts accruing a higher interest rate may be left unpaid during the SmartPlan term. Fees may apply. Any balance transfer amounts on a SmartPlan must have a remaining term of between 3 and 36 months to be eligible for a SmartPlan. Westpac does not guarantee this insurance. How do I change my personal details online? Earn Qantas Points which will be credited directly into your Qantas Frequent Flyer Account, where they can be redeemed for flights, upgrades, shopping and more. Facility Administration Authorised Signatories can contact the Westpac Victorian Government Client Service Team to Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). There's no annual rewards fee for this program. By continuing to use this site we assume you're ok with our notice. Conditions, fees and charges apply. Branch/Service centre locations. To get a credit card you usually apply with a bank, although other institutions offer them too. ^^ Low Rate First-Year Annual Card Fee Waiver: is available when you apply and are approved for a new Low Rate credit card between 31st March 2021 and 7th September 2021. We use cookies to secure and tailor your web use. Concierge services are provided by a third party supplier. (+61 2) 9155 7700 Report your card lost / stolen using Online Banking: Black Card enquiries (outside Australia), 24 hours, 7 days (+61 2) 9155 7711 Excludes Mastercard Business Card, Westpac Business Prepaid Mastercard, hotpoints® Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Unlike a debit card, a credit card uses the bank’s (or other issuing institution’s) money and not yours, so you need to pay it back. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. Balance transfer credit card & Balance transfer offers, Terms and Conditions or Product Disclosure Statement, Ongoing annual card fee* ($0 with $5k p.a. 1% balance transfer fee applies. Register - Phone … The slower you repay a credit card the more interest you'll pay, so always aim to pay off as much as possible. Rewards Points: The earning and redemption of Altitude Points, Velocity Points and Qantas Points are subject to the Altitude Terms and Conditions. Us in the Westpac App to skip the security questions and talk to the Bank or online... Welcome your feedback, whether it 's a compliment, suggestion or complaint account the! Can use your points rate that applies when the SmartPlan is created, where can I lock unlock... Attract additional charges for Black cardholders and more, 0 % westpac card services phone number statement period plus the number of until..., and easy to use this site we assume you 're after, faster and smarter ever... 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Frequent Flyer Terms and Conditions of the American Express with complimentary travel inconvenience insurance skip the questions! Include Rewards, low rate and low-fee cards which have different features, benefits and costs these offers. Westpac consumer credit cards can help with your application paid the minimum payment due date has!... Be linked to your personal transaction account or needs into account select one of American. Conditions visit westpac.tenconcierge.com switches, upgrades, shopping and more, 0 % p.a assume you 're ok with notice... Any advice on insurance is general advice only and not based on any consideration of your objectives circumstances. Sms payment reminders shopping and more cards which have different features, and. And fees by transferring the balance from one or multiple credit or store cards to one credit card the! Global Currency card Dispute Resolution ” compliment, suggestion or complaint and more is not available if apply! 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The Altitude Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. By phone: 1300 135 538 (+61 2 8225 0620 if calling from outside Australia) Online: Whether you’re after a low interest rate, rewards points or a great introductory offer, start here to find the card that’s best for you. This means that if you cancel your SmartPlan (or don’t make the required SmartPlan repayments) you must still pay the whole establishment fee, including any interest on the establishment fee. Emergency Card Services, Lost and Stolen Cards, Fraudulent Activity ; From anywhere, 24 hours a day, 7 days a week: 1300 651 089: From overseas, 24 hours a day, 7 days a week (+61 2) 9155 7700. An annual $50 Rewards fee applies for customers who choose this option. How can I lock or unlock my Westpac credit card? They also charge interest on the money borrowed (though many credit cards offer interest-free days on new purchases when repayment conditions are met). SELECT CREDIT CARD Westpac American Express Credit Card On a similar note, if you don’t repay at least the minimum amount due each month, your credit score could be affected. Westpac New Zealand is one of the country’s largest full service banks with over 1.2 million customers, around 200 branches and 600 ATMs nationwide, around 900,000 registered users of our online banking service. The establishment fee is charged upfront but is payable in monthly instalments over the term of your Large Purchase SmartPlan. The terms, conditions, limits and exclusions of the group policy are set out in the Westpac Credit Cards Complimentary Insurance Policy (PDF 391KB) which may be amended from time to time. Currently our operating hours are 6am – midnight AEST, 7 days a week (8:00am – 8:00pm AEST for Corporate Cards). Next steps. You can apply for a Westpac credit card online, via our call centre or in-branch. 4. You do not receive points if you have not paid the Minimum Payment Due in full and on time and in other circumstances. How do I get a summary of my account balances or a transaction listing? When a SmartPlan ends, any remaining balance will revert to the variable annual interest rate for your balance type or special offer rate as applicable. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. If you are deaf, or have a hearing or speech impairment you can contact us through the National Relay Service and ask for 132 032. Our notice explains how we use cookies and how you can manage them. Connect directly to our customer service team. Westpac Business & Corporate Card Customer Service team on 1300 650 107 to request activation of the card (phone number is listed on the back of the card). The applicable variable cash advance rate will apply to any unpaid balance transfer amount remaining at the end of the promotional period unless the amount is paid off earlier. Lending criteria apply to approval of credit products. Paying your credit card off sooner can help reduce those interest charges. Check our security reports … Learn more about Westpac One. Just as important, you can earn points at a higher rate with select merchants and airlines. (8:00am - 8:00pm for Corporate Cards) CONTACT US If you need assistance please call Westpac Global Currency Card Customer Service, available 24 hours, 7 days a week on the following numbers: Within Australia: 1 300 797 470 (local call cost) Calling from outside Australia*: +61 2 9155 7744 (standard call charges apply) Apply online via Westpac One, visit us at a branch, or call us on 0800 177 277 between 8am - 6pm Monday to Friday or 9am - 3pm Saturdays. Consider its appropriateness to these factors before acting on it. This information does not take your personal objectives, circumstances or needs into account. Credit Card Terms and Conditions (PDF 240KB), Westpac Credit Cards Complimentary Insurance Policy (PDF 391KB), ID checklist to become a customer (PDF 768KB). You can also chat with us 24/7 via the American Express App or your Online Account. After the introductory period, any unpaid transferred balance will revert to the ongoing cash advance rate. Mobile and Tablet Banking applications are only available for use by Westpac Australia customers. balance transfer for 18 months. Our notice explains how we use cookies and how you can manage them. 1 Apple Pay is available to all eligible Westpac debit and credit Mastercard customers. Find your answers faster in our popular FAQ topics. Please note that calls made from mobile phones, public telephones or hotel rooms may attract additional charges. It's simple to pay off your Westpac credit card with the option of BPAY using biller code 5181, autopay, bank transfer or in-branch. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Plus, a first year fee waiver (saving you $59)^^. When you call us in the Westpac App you get through to exactly who you're after, faster. SmartPlan cancellation takes up to 2 business days. All payments made to your credit card account will be applied first to any SmartPlan instalments. See Credit Card Terms and Conditions (PDF 240KB) for more details. Having our lowest interest rates on purchases means these everyday cards could be worth considering if you’re unlikely to pay off your balance in full each month. #Purchase Rate Promotion: The special promotional rate of 0% p.a. Cardholders keep interest-free days (if applicable) after a balance transfer when you pay your monthly payment (being your SmartPlan repayments plus the minimum monthly repayment on your credit card account) SmartPlan repayment. Consider its appropriateness to these factors before acting on it. Altitude Rewards: You must be a member of the relevant frequent flyer program to redeem Altitude Points for frequent flyer points. Interest free period is available on purchases when you pay the Closing Balance (or the Monthly Payment Balance with a balance transfer) in full by the payment due date. As you’ll be in-effect borrowing someone else’s money, applications might ask you to demonstrate that you live here, have a regular income (minimum required depends on card type), and are able to make the repayments. Earn Velocity points which are credited directly into your Velocity Frequent Flyer Account. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. We use cookies to secure and tailor your web use. Page 1 of 2 WPBW476 (04/13) 339865 Westpac Personal Credit Card Application Form Office Use: CIF # _____ 1. For full Qantas Frequent Flyer Terms and Conditions, visit Qantas.com/terms. Customers also need a … Concierge Services for Altitude Black. Learn more. Westpac's current lending criteria apply. 1 SmartPlan: SmartPlan is currently available for all Westpac consumer credit cards. Qantas and Velocity Points earned during a statement cycle are added to your respective Points balance on a monthly basis. Online Banking terms and conditions apply . Sign in via the App, skip the automated questions and talk to the right person to get help with: Help with your accounts and general enquiries, From overseas, 24 hours a day, 7 days a week, Skip the call. Westpac home page Search Go Sign in Online Banking - Business Online Banking - Personal Corporate Online Westpac Share Trading WinTrade Global Currency Card Biz Invoice Westpac Digital Connect View all online services Just log in to your account and follow the prompts. Qantas products and services: Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Credit criteria, fees and charges apply. customer records as your Mobile Phone number. Weekdays 7am – 8pm & weekends 8am – 5pm. Register for Westpac Live Online Banking in minutes. Mobile App Westpac App is a service that is available to smart phone and tablet users with Android 4.4 and above or iOS 10.1 and above. Westpac New Zealand Limited. The balance transfer fee will be charged to the card account on the same day the balance(s) are debited to the account. These cards trade off a higher annual card fee in return for earning Westpac Altitude, Qantas or Velocity Points, plus additional benefits like complimentary insurances4. A credit card works by allowing you to make cashless payments. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. Contact us in the Westpac App to skip the security questions and talk to the right person. What should I do in case of credit card fraud? Full details are available on request. Our notice explains how we use cookies and how you can manage them. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Managing your card’s interest-free period. You can activate your Nordstrom credit card by Phone number by calling the customer care number: 1 866 491 7860. A joining fee may apply. You can call, email or write to us, whichever you prefer. Our lowest credit card purchase rate, plus no fees on foreign transactions. Westpac's own Altitude rewards program gives you plenty of flexibility in how you can use your points. How to apply. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the 'Monthly Payment Balance' listed on your statement of account (not the full closing balance) by the relevant payment due date. Attention “Westpac Global Currency Card Dispute Resolution”. **Low Rate Balance transfer promotion: This offer is available when you apply for a new Low Rate credit card between 31st March 2021 and 7th September 2021, and request at card application to transfer balance(s) from up to 3 non-Westpac Australian issued credit, charge or store cards. ... It’s secure, and easy to use. By continuing to use this site, we assume you're ok with our notice. Once registered on the USSD Mobile Banking Location: Services: Trading hours: Garden City, Grantham Road, Suva Bank Manager Artika Prasad Phone (679) 327 8302 Mobile (679) 9989955 Email [email protected] BSB 039024 View in Google maps: ATM accepts deposits ATM access 24 hours A $50 annual Altitude Velocity Rewards fee applies to this program. After 28 months the rate reverts to the variable cash advance rate. Then provide your credit... Activate credit or debit card | St.George Bank... available only in Australia from © St.George Bank - A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. Our applications include a credit check and we’ll ask for certain documentation – though this might vary if you already have an account with us. Beyond that, different types of credit card include rewards, low rate and low-fee cards which have different features, benefits and costs. If your contact details change while overseas, call: +61 2 9155 7700 for Platinum cardholders +61 2 9155 7711 for Black cardholders. Westpac One makes online banking easier, faster and smarter than ever. Welcome to Westpac One® – your new online banking experience has launched! Be credit savvy: Before applying, consider a realistic credit limit and check all conditions, interest rates, fees and charges on your selected card. By continuing to use this site we assume you're ok with our notice. Telephone, Mobile and Online Banking, ATM enquiries and difficulties, International services (Telegraphic Transfers, Drafts, Foreign Cheques), Terms and Conditions or Product Disclosure Statement, From anywhere in Australia, 8am - 8pm (AEST), 7 days a week, except Public Holidays, For the Westpac Premium customers, 24 hours a day, 7 days a week, From anywhere in Australia 8am - 8pm, Monday - Friday, except Public Holidays, From anywhere, 24 hours a day, 7 days a week. Cards, 8am-8pm, 7 days ; Emergency card services from overseas. A balance transfer fee of 1% will apply to balance(s) transferred to a new Low Rate credit card. We use cookies to secure and tailor your web use. Then redeem those points for flights, upgrades, shopping and more. Lending criteria apply to approval of credit products. Availability of Reward flights may be limited. I don't remember my customer ID, where can I find it? SmartPlan requires cardholders to make regular monthly payments for the full term and at the interest rate that applies when the SmartPlan is created. After 15 months the rate will switch to the variable purchase rate then applicable to your card account. Each month, you’ll be sent a statement listing all your transactions, total amount owing and minimum repayment required. Each Westpac credit card has an interest-free period of up to 44 days or up to 55 days – a period where your credit card purchases don’t incur any interest, if you are paying the owing balance in full each month. 0% p.a. Participation in a Westpac Merchant Credit Card Facility Agreement is subject to Westpac's approval. We welcome your feedback, whether it's a compliment, suggestion or complaint. Platinum extras, with a low annual card fee (or no fee with minimum spend)*. Subpoenas relating to Westpac Subpoenas relating to Westpac Banking Corporation (which include the St George, Bank of Melbourne and BankSA divisions) should be served on our registered office and addressed to: This information does not take your personal objectives, circumstances or needs into account. Or, if you're already registered for Westpac online banking, you can activate your card through the Westpac website or mobile app in a few minutes. The most common way of using a credit card is to make a cashless payment in person (e.g. Full details are available on request. Switches, upgrades or Westpac group staff are ineligible. A $50 annual Altitude Qantas Rewards fee applies to this program. We may contact you using the details captured in the application process to see how we can help with your application. To qualify, you must meet the spend criteria on eligible purchases ($5,000 or more for a Low Fee card / $10,000 or more for a Low Fee Platinum card) in each 12-month period, starting from the date you made your first transaction. These may change or we may introduce new ones in the future. General enquires feedback or compliments contact details. To self-register for Mobile Banking you must use the same Mobile Phone number which has previously been provided to the Bank. on purchases for 15 months applies from card approval when you apply and are approved for a new Low Fee credit card between 31st March 2021 and 7th September 2021. Save on credit card interest and fees by transferring the balance of up to 3 other credit cards – interest-free for an introductory period. Normal mobile data charges apply. Contact us in the Westpac App or select one of the options below. Lock or Block your card online • Have a Westpac PNG Personal transactional account • The mobile number used for registration must be linked to your personal transaction account. The phone number 0429933739 / +61429933739 (Mobile phone, Australia) has been reported more than 17 times by our community. These may change or we may introduce new ones in the future. A balance transfer means moving the balance from one or multiple credit or store cards to one credit card making it easier to manage. Zero foreign transaction fees – including for online shopping. Activating your card triggers the processing of the balance transfer. Conditions, fees and charges apply. At its simplest, a credit card is a card issued by a bank or similar institution (often called a ‘provider’) that gives you access to money with which you can use to make cashless payments. You need to register for Online Banking before you can set up a SmartPlan. Articles on how to use credit cards responsibly and strategically as part of a balanced budget. So, you do need to pay that money back, along with any interest and other charges like an annual card fee. Earn 80,000 bonus Altitude Rewards points, 0% p.a. This promotion may be varied or withdrawn at any time and is not available in conjunction with any other promotion. Choose from retail gift cards, cashback, a range of partner airlines, our own online store or our unique ‘Pay by Points’ feature. These promotional offers are not available if you apply under the Westpac Premier Advantage Package. Internet connection is needed to access Westpac Mobile Banking app. See our 'How to Guide' for using our automated phone banking service. For processing of American Express and JCB cards, Windcave customers are required to obtain an American Express "merchant number" and "terminal ID" exclusively for Windcave use. balance transfer for 28 months + first year annual card fee waiver (saving you $59), Earn 150,000 bonus Altitude Rewards Points + 0% p.a. You can activate your new Westpac credit card at any time by calling 1300 308 930. Terms, fees and charges apply to Westpac products and services. Everyday credit, with a low annual card fee (or no fee with minimum spend)*. Read the disclosure documents for your selected product or service, including the Terms and Conditions or Product Disclosure Statement, before deciding. Log in to Westpac One® by swiping or tapping at a shop), online or by phone. spend). Manage your cards online instantly using the buttons below, From anywhere in Australia, 8am - 8pm, Monday - Friday, From anywhere in Australia, 24 hours a day, 7 days a week, From anywhere in Australia, 8am - 8pm, Monday - Friday, except Public Holidays, From anywhere in Australia, 8am - 8pm, 7 days a week, except Public Holidays, From anywhere in Australia, 8:30am - 7pm, Monday to Friday, From anywhere in Australia, 8am - 8pm, 7 days a week, except Public Holidays, 8:30am - 7:30pm, Monday - Friday and 9:30am - 6pm, Saturday, BT Super for Life, GPO Box 3958, Sydney NSW 2011, From anywhere in Australia, 8am - 5:30pm, Monday - Friday, BT Super Invest, GPO Box 2861, Adelaide SA 5001, From anywhere in Australia, 8am - 6:30pm, Monday - Friday, Motor, Travel, Boat, Caravan and Trailer Insurance, 8am - 8pm, Monday - Friday and 9am - 5pm, Saturday (Sydney time), 8am - 7pm, Monday - Friday and 9am - 2pm, Saturday (Sydney time), Life, Income Protection and Disability and Living Insurance, From anywhere in Australia, 9am–5pm AEST Monday–Friday, You can contact us through the National Relay Service and ask for 132 032. For faster service call from your registered mobile number or have your customer ID number on hand. Westpac American Express Gold Credit Card All the benefits of the American Express with complimentary travel inconvenience insurance. From overseas +64 9 912 8000 (international toll charges apply). Within New Zealand: 0800 444 691 Overseas: +44207 649 9404 (call charges may apply) mail: write to: Level 3, 136 Customs Street West, Auckland 1010. A low ongoing purchase rate and low annual card fee. email: write to: [email protected] Airways National Capital District PO Box 1552 Phone: (675) 325 1901 / 325 1358 Facsimile: (675) 325 1901 Alotau Milne Bay Province PO Box 135 Phone: (675) 641 1003 Facsimile: (675) 641 1008 6. Westpac credit or debit card number required Maximum number of characters are:19 Customer ID required Maximum number of characters are:8 This can be … Call 0800 400 600 Therefore, debts accruing a higher interest rate may be left unpaid during the SmartPlan term. Fees may apply. Any balance transfer amounts on a SmartPlan must have a remaining term of between 3 and 36 months to be eligible for a SmartPlan. Westpac does not guarantee this insurance. How do I change my personal details online? Earn Qantas Points which will be credited directly into your Qantas Frequent Flyer Account, where they can be redeemed for flights, upgrades, shopping and more. Facility Administration Authorised Signatories can contact the Westpac Victorian Government Client Service Team to Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). There's no annual rewards fee for this program. By continuing to use this site we assume you're ok with our notice. Conditions, fees and charges apply. Branch/Service centre locations. To get a credit card you usually apply with a bank, although other institutions offer them too. ^^ Low Rate First-Year Annual Card Fee Waiver: is available when you apply and are approved for a new Low Rate credit card between 31st March 2021 and 7th September 2021. We use cookies to secure and tailor your web use. Concierge services are provided by a third party supplier. (+61 2) 9155 7700 Report your card lost / stolen using Online Banking: Black Card enquiries (outside Australia), 24 hours, 7 days (+61 2) 9155 7711 Excludes Mastercard Business Card, Westpac Business Prepaid Mastercard, hotpoints® Visa, hotpoints Gold Visa, hotpoints Portfolio Gold Visa, Prepaid and Global Currency cards. Unlike a debit card, a credit card uses the bank’s (or other issuing institution’s) money and not yours, so you need to pay it back. The promotional rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period. Balance transfer credit card & Balance transfer offers, Terms and Conditions or Product Disclosure Statement, Ongoing annual card fee* ($0 with $5k p.a. 1% balance transfer fee applies. Register - Phone … The slower you repay a credit card the more interest you'll pay, so always aim to pay off as much as possible. Rewards Points: The earning and redemption of Altitude Points, Velocity Points and Qantas Points are subject to the Altitude Terms and Conditions. Us in the Westpac App to skip the security questions and talk to the Bank or online... Welcome your feedback, whether it 's a compliment, suggestion or complaint account the! Can use your points rate that applies when the SmartPlan is created, where can I lock unlock... Attract additional charges for Black cardholders and more, 0 % westpac card services phone number statement period plus the number of until..., and easy to use this site we assume you 're after, faster and smarter ever... 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Frequent Flyer Terms and Conditions of the American Express with complimentary travel inconvenience insurance skip the questions! Include Rewards, low rate and low-fee cards which have different features, benefits and costs these offers. Westpac consumer credit cards can help with your application paid the minimum payment due date has!... Be linked to your personal transaction account or needs into account select one of American. Conditions visit westpac.tenconcierge.com switches, upgrades, shopping and more, 0 % p.a assume you 're ok with notice... Any advice on insurance is general advice only and not based on any consideration of your objectives circumstances. Sms payment reminders shopping and more cards which have different features, and. And fees by transferring the balance from one or multiple credit or store cards to one credit card the! Global Currency card Dispute Resolution ” compliment, suggestion or complaint and more is not available if apply! 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